A GIFT City institute, set up in partnership with
Full Certificate: 1,20,000
24 Weeks (Two Days a Week)
GIFT IFI Professional Certificate in Digital Payments and Banking Technology
This certificate programme offers focused, application-ready training across core FinTech domains and follows a stackable credit model, allowing learners to build credentials progressively in line with industry needs.
The Professional Certificate Programme in Digital Payments and Banking Technology is designed to build a practical understanding of how modern digital banking and payment systems operate. The programme focuses on payment infrastructure, core banking platforms, Banking-as-a-Service models and cybersecurity frameworks that underpin today’s FinTech ecosystem.
Each programme can be taken as a standalone certification or accumulated toward a Post Graduate Diploma in FinTech through the stackable credit structure of GIFT International FinTech Institute.
The programme prepares participants for roles across:
Digital Banking
Digital Payments
Payment Gateway
Payments Operations
Banking Operations
Merchant Operations
Fraud & Risk
Digital KYC & Compliance
Reconciliation & Settlement
Transaction Monitoring
The programme is delivered in hybrid mode.
Minimum qualification: Undergraduate degree.
Note: Students who are in the final year of an undergraduate programme are eligible to apply.
For more details - please contact us +91 8511018177
Participants with Gujarat domicile are eligible for a 50 per cent reimbursement or INR 50,000, whichever is lower, under the DST registered course framework.
GIFT IFI will organise career fairs and enable exposure to opportunities that facilitate internships/ placements.
The certificate programme comprises four structured courses, amounting to 12 credits,
and is designed to be completed over 24 weeks.
Introduction to financial systems, FinTech evolution and digital financial architecture.
Coverage of UPI, RTGS, IMPS, wallets and real-time payment infrastructure.
Understanding core banking platforms, APIs, integrations and modular banking systems.
Security principles, risk management and resilience in digital banking environments.
The programme is delivered by a diverse group of academic faculty and industry practitioners,
combining conceptual rigour with real-world experience.
Ahmedabad University
MBA, IIM Bangalore
IIM Bangalore
PhD, London School of Economics and Political Science
IIT Gandhinagar
PhD, California Institute of Technology
GIFT IFI
BTech, IIT BHU
Blockverse
MBA, MDI Gurgaon
IIT Gandhinagar
PhD, University of Göttingen
TCS
MSc, G. B. Pant University of Agriculture and Technology
Ahmedabad University
PhD, Golden Gate University
Ahmedabad University
PhD, Gujarat University
IIT Gandhinagar
PhD, University of Tennessee at Knoxville
Glomopay
LLM, Georgetown Law
IIT Gandhingar
PhD, Columbia University
Multipl
MTech, IIIT Bangalore
Ahmedabad University
PhD, IIM Ahmedabad
Great Lakes Institute of Management
PhD, IGIDR
Ahmedabad University
PhD, IIT Kharagpur
This programme is suitable for recent graduates, working professionals, startup founders and final-year undergraduate students who want to build a practical understanding of digital payments, banking infrastructure and FinTech systems. Applicants from all academic backgrounds are welcome.
No prior background in finance or technology is required. The programme begins with foundational concepts and progressively moves to applied aspects of digital payments, banking platforms and FinTech infrastructure.
The programme is delivered in a hybrid mode. Participants attend live online classes and have the option to attend sessions in person at the GIFT IFI campus in GIFT City. Recorded lectures are available for revision.
Yes. Each course can be taken independently as a standalone certification. Courses may also be stacked towards a Post Graduate Diploma in FinTech through GIFT IFI’s stackable credit structure.
Participants who successfully complete all four courses (12 credits) will receive a GIFT IFI Certificate in Digital Payments and Banking Technology.
Participants with Gujarat domicile are eligible for a fee reimbursement under the DST registered course framework, subject to applicable conditions.
The Stackable credit model at GIFT IFI provides stacking up of Certificates leading to postgraduate Diplomas and Degrees. This provides immense flexibility to students, working professionals and others to customise their own education according to the needs and time available.
GIFT IFI announces two certificate programmes: 31 January 2026 (Certificate 1) and August 2026 (Certificate 2).
Upon successful completion of all four courses (12 credits), participants will receive a:
GIFT IFI Professional Certificate in Digital Payments and Banking Technology
Get complete details about the Programme, curriculum, eligibility, and career opportunities.
